credit Report
Tenant background checks
Credit report with a score of 640 or above is a acceptable number when doing a tenant backgroundcheck. It has been my experience if you lease to some with a low credit score you just take on their problems. They lost there job they cannot pay the rent it is a downward cycle. This is not being cold hearted it is just a good credit decision. This is what has happened to this country too much credit extended to people who really did not qualify based on their credit score. Quickbackgroundchecks.com is who I use to screen my tenants they have made my job a LOT easier. They always provide a credit score with their credit reports.
Employment screening credit report
There are many companies out there that do a credit report for employees however in order to be in compliance with the Fair Credit Reporting Act all credit reports on employee must be pulled for that purpose. These reports by federal law have no credit scores on them and also provide all governmental agencies to contact if there is a dispute with the report. There are only a few companies that actually pull these reports and comply with the FCRA. www.quickbackgroundchecks.com is one of those companies. I have used this company for many years to run employment backgroundchecks. They come back in seconds and are very easy to read. If find this a very helpful tool in hiring new employees it has saved me thousands of dollars in questionable employees.
Tenant screening in Texas
Tenant Screening in Texas is a standard procedure says Dodie Murphy owner of Tenant screening services LLC.
It assures a higher quality resident by checking for higher credit scores (the credit score should be 650 or above) criminal records including drug offenses, assault problems all of which could be of liability to the property owner. Ms. Murphy also states that it is a federal law to have a signed release for all background checks performed. www.instantbackgroundchecks.us is a excellent source for fast accurate Tenant Screening.